photo credit: jenn_jenn This article has been cross posted at EFinancialBlog.com as part of the America’s Top Financial Bloggers Series People all over are scrambling to make ends meet in one way or another across income brackets. Virtually everyone is feeling the pinch of the recession and they are surely thinking about next steps. There are no more HELOCs or credit cards to fill the gaps as banks are cutting limits like a lumber jack wading through the forest. Jobs are also sca



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